The primary target for end user-facing threats is stealing financial records and/or financial fraud. End user threats can be categorized as follows:
Threats against end customers
Credit card fraud
Credit card fraud describes cases in which a threat actor gains unauthorized access to a credit card in order to obtain money or property. Threat actors primarily use unsecured websites to obtain the required information. There has been a 15% increase in credit card fraud after the Equifax Data Breach. The following diagram shows US card fraud by type statistics:
