Summary

We started this final chapter together by breaking down some key themes around regulations that apply to Robo-advisors universally. From there, we reviewed some key regulatory guidelines set by the authorities in America, the EU, and Singapore. We covered the main licensing schemes that apply to Robo-advisors, both B2C and B2B. The chapter ended with a comparison of how such licensing schemes may impact the capabilities and client experience of a Robo-advisor.

While this chapter is just a summary and not a comprehensive description of relevant regulations, it should help guide you on the right path. As stated at the beginning, nothing in this chapter should be taken as legal advice, so it’s best to seek out local expertise and counsel where appropriate.

This is the end. You’ve made it! I trust you’ve enjoyed our journey together, and that you’ll be able to put into practice many of the things we’ve learned along the way.